Gross-to-Net Calculator 2026 for Germany

Calculate and compare your net income based on income, tax class, federal state, health insurance and employment type.

Inputs

Input Basis

Gross Income (€/Month)

€

Year

Calculation Month

Tax Class

Federal State

Your Age

Church Tax

Eligible Children

Parental status for care insurance

Health Insurance

Health Insurer

Additional Rate (%)

Statutory Pension Insurance

Statutory Unemployment Insurance

Money Flow / Month

Employer Cost

€6,157

- 18.8%

Gross

€5,000

- 37.4%

Net

€3,129

- 16.0%

Purchasing Power

€2,630

Income Flow

IncomeTaxesSocial contributions

The labels mark the bars; hover flows to inspect transitions.

Include Employer CostSplit employer costs

Income & Deduction Structure

Distribution from Employer Cost / Month

Taxes: 12.7%Social (employee): 17.7%Social (employer): 17.2%Levies (U1, U2 & U3): 0.5%Accident insurance: 1.1%VAT: 8.1%Purchasing power: 42.7%

Your Income in Global Comparison

Shows which top-% of the income distribution you belong to in each country. Lower is better.